Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
Departmental Sustainable Development Strategy
We released our 2023 to 2024 Departmental Sustainable Development. It states the progress related to OSFI’s DSDS in the fiscal year 2023 to 2024
Alert: Investment scam
Some companies are falsely invoking OSFI’s name or claiming to be OSFI employees to legitimize their activities
Save the date for our second quarterly release
Our second quarterly release of regulatory guidance will be held on November 21, 2024
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Our Superintendent
Major announcements
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day